Professional Indemnity Insurance for Dentist?

Accurate, Compliant Dental Records for Hassle-Free Insurance Claims

Denvak software protects the dentist and their dental practice at the first instance by helping the dentist in digital patient dental record which is legally valid with the inbuilt features of written informed consent which is procedure specific.
Secondly, Denvak gets the best professional indemnity insurance coverage of 50 lakhs INR/year in case of negligence proven in the court of law.

Why Dentist Needs Professional Indemnity Insurance?

A single case of medical negligence can cost heavily to the Dentist, professionally and financially as well. Reputation is an integral part of medical profession and maintaining the same is very critical. The need of the hour, in the present litigious world, is to secure professional practice by way of professional indemnity insurance.

What is Professional Indemnity Insurance?

The word Indemnity means security or protection against a loss or other financial burden. A person who offers service based on an expert knowledge is a professional and an indemnity policy or insurance that is made to suite a particular profession is called Professional Indemnity Insurance.

How does Professional Indemnity Insurance help the Dentist?

In case of a proven medical negligence the insurance company will pay for the compensation awarded against the Dentist and also gives a sense of mental security. Hence it is prudent for every Dentist to have the professional indemnity insurance cover.
A professional indemnity policy protects the Doctors against

Injury or death caused by negligence and claims made against such errors.
The liability which may include defending advocate charges, costs of investigation, representation.

How to choose Professional Indemnity Insurance?

There are various insurance companies, which provide professional indemnity insurance, but while choosing one, Dentist should carefully look into terms like,

Professional services
Limit of claim
Any one accident and any one-year limit
Claims made policy
Occurrence policy
Extended reporting period
Any one claim policy and
Aggregate policy
Run off cover

Also look for inclusions and exclusions clause in the policy document before finalising.

How much coverage the Dentist should go for in Professional Indemnity Insurance policy?

There is no exact amount/ limit, that can be said in this regard, as depends on the type of dental practice, the place of the dental practice, and the people/ patient visint the dental practice. However, in the today's litigious world, it is safer to get a higher coverage depending on your practice and as a Dentist you are the best person to judge on the same.

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